I have been told it is easy to get a Amex express if I apply for the delta card with fee? Even if you got alot of inquiries ''''16 in 8 months'''''' Any truth to this?
I did the "BDD" with CITIBANK...they both had fees...so it might be true with the DELTA card too... The only other AMEX card I applied for was the "PRE-APPROVED" AMEX PLATINUM CASH BACK card and was DENIED...
very much true. I got amex delta skymiles with 16 inquiries and 650 equifax score. I converted to platinum for better terms.
Me too...I did the same and had a 650 score and high inquiries (not sure how many). The Platinum card we are talking about is the Optima Platinum.
OK HERE GOES AGAIN... I was denied I don't know how may times for CITIBANK PLATINUM SELECT...(by mail, on-line, by phone...even so-called "PRE-APPROVED" ones). I applied for the AASILVER approved $5,000 instantly...10 min. later AAGOLD approved $5,000 instantly...one inquiry...two cards... WEEKS LATER, when I got the cards, AASILVER + AAGOLD = PLATINUM SELECT $10,000 Traded the 2 for 1... I COULDN'T GET IN THE FRONT DOOR...SO I WENT IN THE BACK DOOR!!! "BACK DOOR DOUBLE"
Re: Easy to get Amex exp if you ap give it a shot. you'll never know. I got instant online gratification with $2K limit. Then switch to: The Optima platinum is a nice card, great intro rate, etc, no annual fee, prime+4%
Re: Easy to get Amex exp if you ap If you get the card, don't forget to call New Accounts during the first 30 days, to request that they re-evaluate your credit line. This would get you no inquiry and possibly result in an increase. (Chances for an increase are smaller if you got the card after reconsideration). Saar
Re: Easy to get Amex exp if you ap I just applied online and got a message that they are having "System issues" and would evaluate my application and respond within a few weeks. I might guess this is a decline??? EQ appox 600.
Re: Easy to get Amex exp if you ap For those that applied for the Starwood Guest card: If your credit limit was less than $5,000, did you receive the Platinum product or something less? I'm curious. CardKid
Re: Easy to get Amex exp if you ap I think there's only one Starwood card: the Starwood Platinum card. The limit can vary from 2,000 up to 100,000.