Easy to get Amex exp if you apply

Discussion in 'Credit Talk' started by shaker, Mar 8, 2002.

  1. shaker

    shaker New Member

    I have been told it is easy to get a Amex express if I apply for the delta card with fee? Even if you got alot of inquiries ''''16 in 8 months'''''' Any truth to this?
     
  2. GEORGE

    GEORGE Well-Known Member

    I did the "BDD" with CITIBANK...they both had fees...so it might be true with the DELTA card too...

    The only other AMEX card I applied for was the "PRE-APPROVED" AMEX PLATINUM CASH BACK card and was DENIED...
     
  3. sam

    sam Well-Known Member

    very much true. I got amex delta skymiles with 16 inquiries and 650 equifax score.

    I converted to platinum for better terms.
     
  4. GEORGE

    GEORGE Well-Known Member

    Which platinum?
     
  5. Cadillac408

    Cadillac408 Well-Known Member

    Me too...I did the same and had a 650 score and high inquiries (not sure how many).

    The Platinum card we are talking about is the Optima Platinum.
     
  6. King

    King Well-Known Member

    George, what is a "BDD"?
     
  7. GEORGE

    GEORGE Well-Known Member

    OK HERE GOES AGAIN...

    I was denied I don't know how may times for CITIBANK PLATINUM SELECT...(by mail, on-line, by phone...even so-called "PRE-APPROVED" ones).

    I applied for the AASILVER approved $5,000 instantly...10 min. later AAGOLD approved $5,000 instantly...one inquiry...two cards...

    WEEKS LATER, when I got the cards, AASILVER + AAGOLD = PLATINUM SELECT $10,000

    Traded the 2 for 1...

    I COULDN'T GET IN THE FRONT DOOR...SO I WENT IN THE BACK DOOR!!!

    "BACK DOOR DOUBLE"
     
  8. King

    King Well-Known Member

    Thanks. I am new here, so BDD didn't mean anything to me.
     
  9. courtney

    courtney Active Member

    Re: Easy to get Amex exp if you ap

    Do you know which CB they pull from?
     
  10. GEORGE

    GEORGE Well-Known Member

    CLICK ON SEARCH~~~TYPE "BDD"

    Found 233 messages containing your search query
     
  11. Brenda

    Brenda Well-Known Member

    They pull the EVIL EQUIFAX!!!!!!!!!!!!!!!!!!!!!!!!!
     
  12. Geo

    Geo Well-Known Member

    Apply for the Starwood card. it is easy!. Do not Expect more than 2.5K limit.
     
  13. Geo

    Geo Well-Known Member

    Re: Easy to get Amex exp if you ap

    Usually from Equifax. But sometimes Exp.
     
  14. Brenda

    Brenda Well-Known Member

    Re: Easy to get Amex exp if you ap

    George are you gonna give it a go?
     
  15. sam

    sam Well-Known Member

    Re: Easy to get Amex exp if you ap

    give it a shot. you'll never know. I got instant online gratification with $2K limit.


    Then switch to:
    The Optima platinum is a nice card, great intro rate, etc, no annual fee, prime+4%
     
  16. Saar

    Saar Banned

    Re: Easy to get Amex exp if you ap

    If you get the card, don't forget to call New Accounts during the first 30 days, to request that they re-evaluate your credit line. This would get you no inquiry and possibly result in an increase.

    (Chances for an increase are smaller if you got the card after reconsideration).


    Saar
     
  17. boomer

    boomer Well-Known Member

    Re: Easy to get Amex exp if you ap

    I just applied online and got a message that they are having "System issues" and would evaluate my application and respond within a few weeks.

    I might guess this is a decline???

    EQ appox 600.
     
  18. Brenda

    Brenda Well-Known Member

    Re: Easy to get Amex exp if you ap

    do you get free stay in a hotel with starwood?
     
  19. CardKid

    CardKid Well-Known Member

    Re: Easy to get Amex exp if you ap

    For those that applied for the Starwood Guest card:

    If your credit limit was less than $5,000, did you receive the Platinum product or something less? I'm curious.

    CardKid
     
  20. steve

    steve Well-Known Member

    Re: Easy to get Amex exp if you ap

    I think there's only one Starwood card: the Starwood Platinum card. The limit can vary from 2,000 up to 100,000.
     

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