Hello everyone, It´s been a while since I´ve been here. I recieved a lot of great advice that I used to help me with my credit. Now my sister has a problem that I´m hoping some one here has info on. My sister took out a student loan with EDFund about 15 years ago. She has never been able to pay it back and it has now gone from the original $2,500 to over $4,000. She has just started a job and is worried they will garnish her wages. There is no judgment against her and I realize the SOL has long since run here in California. However, since this was a federal loan, I was wondering if the federal SOL is different. Can they still get a judgment? Also anyone have any info on how receptive EDFund would be to accepting a settlement offer. Thanks. TCEast