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Discussion in 'Credit Talk' started by Kittw1, Jul 23, 2001.
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I'll give it a try I believe a hard inquiry is one where you apply for credit and ask or give permission for the creditor to look at your credit report. A soft inquiry is when a creditor only gets only some information from your report but not a complete report these inquiries are not seen by other creditors when you apply for credit(or so they say). Someone help me out thats about all I know.
I would like to know this too. Is Cindy on the mark?
Oops! I mean Mindy. Sorry Mindy!
This info is on the mark. Recently I read here (or was it elsewhere?) that a rep from a CRA was spouting other wise. But this is how it is supposed to work legally..