It has been well documented that disputed accounts are not factored into FICO scores. I totally agree with that for Equifax but I don't know about Experian or Trans Union. I recently got a copy of a my merged credit report from my mortgage broker that was generated by CREDCO and I had several items in dispute on all three reports but only Equifax was showing on the report. Does anyone know if FICO has a way of knowing that items are in dispute for Experian and Trans Union since they don't show on the report? I am trying to find some sort of notation but I cannot. Does anyone have any ideas on this? Thanks, Skynet83
