I am currently disputing an account and it is now showing payments in default by at least 120 days. This is about the time limit that I have been disputing with the CRA & OC. I'm having a hard time telling if they are not reporting my payments or if being in dispute is causing the account to be somewhat "frozen"? Any ideas of how disputing affects the account? Is this the reason it is not a good idea to pull your reports/scores or have other creditors pull your report when you are disputing items?
