EFX "45D error" victims:

Discussion in 'Credit Talk' started by Saar, Jul 23, 2002.

  1. Saar

    Saar Banned

    Please share your progress report:

    When did you call to ask for help; what have EFX told you, did they split your file; are some of you able to view your report online once again?

    Breeze: Please post your e-mail here (you can later ask pbm to delete it). We want to send you $1 each, as our small contribution to the anti-EFX website. We know it's not a lot, but it's something and it does add up & cover some of the costs, which we all benefit from.


    Thanks,
    Saar
     
  2. cash1

    cash1 Well-Known Member

    Called 7/19/2002 for help.

    Was told my file was to large. I was told there was a 64 line limit. I asked why don't they delete all the soft inq's they create.Talked to a supervisor.

    Will email in 5 business days.

    No progress.
     
  3. Momof3

    Momof3 Well-Known Member

    Received the lovely 45D error last week. Emailed first, no response ( big surprise huh) Called CS, spoke with rep, she stated file was too long and there was nothing she could do, got transferred to supervisor, same crap I got very upset but they didn't seem to care. They told me they would cancel my membership, I said fine, the credited me 59.00 about 3 days ago.

    For the hell of it I went and tried to order CW again, I got in and got one new report, but then they next day got the 45D error, my card was NOT charged.

    I even tried to order score power guess what I get message they can't identify me LOL.

    I just sent off a long email and snail mail, basically telling them to fix this error or I will talk with everyone and every business and media outlet I can find, I doubt it will work but I gave it a shot.
     
  4. GEORGE

    GEORGE Well-Known Member

    THE PROBLEM CAN BE SOLVED BY DELETING ALL SOFT...IF THAT WON'T WORK...DELETE HARD OVER 12 MONTHS OLD...IF THAT WON'T WORK...DELETE HARD 6+ MONTHS...

    Somebody "PICKED" this 64 number out of a hat!!!

    What if you had 70 credit cards??? ALL OPEN???
     
  5. gib

    gib Well-Known Member

    I reached approximately 126 inquiries, and now I've defaulted to a 2nd file. This sucks because I had a clean report, now showing 5 previously deleted accounts, and the SOB's have listed a 5 year old paid student loan as 120+ days past due. I've went from a 741 to a 630 :(

    Back to the drawing board.

    Gib
     
  6. GEORGE

    GEORGE Well-Known Member

    WHO DO THE CRA'S ANSWER TO??? FTC???

    Maybe you just have to take them to COURT for $$$$
     
  7. breeze

    breeze Well-Known Member

    OK, then, the website deal is back on? I think the public embarrassment will be worth it. If y'all want to contribute, great, my email is serenitybreeze@yahoo.com
    doesn't have to be removed, LOL, I post it all over the internet, and I'm not hiding from anyone :)

    Exercising my right to free speech...

    But I write lousy HTML - you don't wanna see it! I know some of you are pretty good - we need a volunteer - we can write the text here on the board.

    So, don't send any money til we get a volunteer to write a couple pages of HTML for us, K?
     

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