Eloan is catching on...

Discussion in 'Credit Talk' started by TAT, Aug 19, 2002.

  1. TAT

    TAT Well-Known Member

    Tonight I tried to access a new credit score on Eloans website as I have done numerous times before. It seems that every time I sign up for a score it gives me the last one I had gotten which was a couple of weeks ago. It seems that they have realized people are doing this and have made a "premium" version of the score which includes credit monitoring...seems like everyone is selling out

    I don't know if anyone has posted about this already..if so my apologies
     
  2. tracyb0313

    tracyb0313 Well-Known Member

    I know, happened to me too!!
     
  3. TAT

    TAT Well-Known Member

    It really sucks too...
     
  4. lilgong

    lilgong Well-Known Member

    Is that a free service, and thats why its a one time deal? also, does it pull a hard inquiry?

    thnxs
     
  5. jrjr35

    jrjr35 Well-Known Member

    Seems to be happening on Credit Watch also.
     
  6. jrjr35

    jrjr35 Well-Known Member

    at least on the 30 day free trial.
     
  7. robin

    robin Well-Known Member

    E-loan does not pull a hard for the score. My question is where does the Eloan score come from. It doesn't match any of my other scores TU, Exp or EQ.
     
  8. picantel

    picantel Well-Known Member

    watch out for lending tree also. I usually do it to run up soft inquiries which may or may not bounce out my hards(seems to be working). Lately though instead of pulling a softie I am getting hard pulls from MBNA. Also, they keep pulling even when I do not. I have 6 hards in 1 week from MBNA.
     
  9. tracyb0313

    tracyb0313 Well-Known Member

    well, eloan soft inquiry only shows up on TU. It's higher than the fake TU, but that doesn't mean anything. And the fact that it doesn't match up w/ other scores doesn't really mean anything either. they could have their own scoring system. It's really close to my EQ score though.
     
  10. jambe

    jambe Well-Known Member

    Why is this still a question?

    It comes from TU. That's easy to see, as that's where the inquiry shows up. Further, there is no way it will match the fake score TU gives you, because that score is, well, fake.
     
  11. suedan217

    suedan217 Well-Known Member

    Right now, my score with TU is exactly the same score that I get from the Eloan. And it does suck that this is not free anymore.
     
  12. picantel

    picantel Well-Known Member

    I just noticed on eloan. It says my score is 617 from august 12. I guess they are going to one score only per person. This stinks.
     
  13. cma

    cma Well-Known Member

    I used eLoan last Tuesday for my score and was returned a 681. 15 minutes later (after checking my wife's) I used my middle name instead but everything else the same. It returned a score of 676! What the heck! Hard pull?
     
  14. nugentk2

    nugentk2 Well-Known Member

    Anyone know how to cancel before the 30 days if you went for the $29 monthly monitoring service? or am I the only sucker???
     
  15. kustomkat

    kustomkat Well-Known Member

    screw eloan...


    just get your report for free everyday from trans union...



    kev
     
  16. cma

    cma Well-Known Member

    ummm, I must've missed something. Where do you go to get a free TU report every day? Does TU have a service like CW and CE that provides unlimited access to report and score?
     
  17. texan

    texan Well-Known Member

    On eloan credit score site try signing up as a new user with a different email address, login name and new password - this worked for me.
     
  18. tracyb0313

    tracyb0313 Well-Known Member

    yeah Texan, used to work for me too, but not anymore!!

    He's talking about signing up for a TU report on their website, and saying you've been denied credit in the last 60 days, and getting a free online report. I do it every couple of weeks, but I think they'll catch on really quickly if you do it everyday!!
     
  19. Godes

    Godes Active Member

    what is eloan and what is there website. and what is trans unions website

    thanks
     
  20. tracyb0313

    tracyb0313 Well-Known Member

    eloan.com, transunion.com
     

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