Eloan - WTF!!! YIKES!!!

Discussion in 'Credit Talk' started by msb212, Jul 15, 2002.

  1. msb212

    msb212 Well-Known Member

    Just checked my Eloan score .... 561 !!!


    Which report does E loan go from? I have my scores as follows:

    TU 621 with two 30 day late accounts still to be updated

    EXP 649 with one 30 day late to come off

    EQ 690, with tons in dspute

    I have a sinking feeling that Eloan uses EQ, and as soon as my dsputes finish 561 is the score I can expect...

    ANyone know what I can expect in score increases when the following come off:

    1 30 day late on auto lease - they are removing

    1 30 day late on FUSA card - they are removing

    1 30 day late on second mortgage - they are removing
     
  2. whyspers

    whyspers Well-Known Member

    Nah, its based on Trans Union. I found out a few months ago that when TU was showing me a 664, they were showing Generations bank a credit score of 597, which was almost on the dot the same as the eloan score. I know they have different scoring models and stuff, but geez...that much of a difference??? I don't know where they get their scoring anyway. No derogs, etc. and a 597??? I despise TU.



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