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eloan

Discussion in 'Credit Talk' started by kit, Mar 21, 2002.

  1. Mar 21, 2002 #1
    kit

    kit Well-Known Member

    which credit report is the e-loan score based on?
     
  3. Mar 21, 2002 #2
    donna8284

    donna8284 Well-Known Member

    TU
     
  4. Mar 21, 2002 #3
    kit

    kit Well-Known Member

    not the score TU sent me with my credit report?? Why is it so different?
     
  5. Mar 21, 2002 #4
    donna8284

    donna8284 Well-Known Member

    They use different scoring methods would be my guess. Keep in mind both scores are bogus anyway. Some people believe the E-loan score is closer to the actual TU score...
     
  6. Mar 21, 2002 #5
    kit

    kit Well-Known Member

    Not complaining... eloan score is 617, TU report score 585... can I be in the 600 club now... pretty please??? Oh yeah, Eqx is still lagging (maybe-don't want to spend the $$ to re-check it).
     
  7. Mar 21, 2002 #6
    donna8284

    donna8284 Well-Known Member

    LOL - same here

    TU shows - 555
    E-loan shows - 617
     
  8. Mar 21, 2002 #7
    tmitchell

    tmitchell Well-Known Member

    Am I the only one whose ELOAN score is LOWER than TU?

    ELOAN - 588
    TU - 646

    WTF?
     
  9. Mar 21, 2002 #8
    matt_r

    matt_r Well-Known Member

    Well I can tell you that my TU score is 492 and my Eloan is 618. Talk about a big spread. :)

    Not sure why, but I don't pay attention to both. I'm more interested in getting the derogs off my TU. From what I hear on the board, the scores (especially the TU) are 'random number generators' and I truly believe that's the case.
     

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