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Discussion in 'Credit Talk' started by jtw, Jul 13, 2001.
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Go over to my website and look what I did to them.
You can do the same,
So far, I've beat EMCC.INC., NCO and many more and you can too.
EMCC.INC has a real basic problem when it comes to collecting those X.COM accounts.
The link is pretty well at the top of the page.
I looked at the results but it doesn't show me what you said to them. i'd like to know what the substance of your dispute was with them. Was it the same principle?
Thanks for your input.
I sent them my creditwrench validation letter first and went through the rest of the creditwrench process with them.
It works every time.
If they can't validate the debt, then they have a major problem trying to collect it unless the debtor rolls over and sends them the money voluntarily.
After you pay them, you can live with the bad listing for the next 7 years on your credit files. After all, when you paid them, you just killed any protections you have under FDCPA.
In otherwords, if you pay any collector, original or otherwise after the account has gone to collections or a collection agency, you just shot yourself in the foot big time.
Never pay them a crying dime once your account is in collections of any sort.