I hope that all members will read this and help me out on this scenario that just happened: My husband with a 767 score was denied credit at a credit union because Spiegel had put on his credit file a bad debt (showing on Equifax). He had found out about this account 2 years ago and filed a fraudulent report and it was removed from his report. Lo and behold, 2 years later (today) it reappears on his report. We tried calling so many 800 numbers but there is no live person to talk to just stupid automated machine. Called the company/bank handling Spiegel, they have no record on file, called the number they gave us in New York (collections) and they have no record and they said Spiegel went bankrupt or FCNB and cannot access any records. DOES ANYONE HAVE A TELEPHONE NUMBER FOR EQUIFAX WHERE WE CAN SPEAK TO A LIVE PERSON, NOT THE AUTOMATED MACHINE. thank you in advance.........
Here is a phone number that gets a live person it is for the VP's office and Robin Hollands office. 800-203-7843 Ask for Chris Jarrod, he is the VP. I had a similar reinsertion and I contacted him and threatened to sue for their FCRA violation and it was off my report the same day. I wouldn't speak with Vicki Banks in this office she is nothing but a pain in the A**, she doesn't help one bit. Hope this info helps.
