I take it that Household Bank is ok? if you pay your bill on time, and you don't mind a relatively high interest rate (about 20%)?? They are in the 'B' category? Somewhere between sub-prime and prime? http://www.gohcs.com
RE: Epinions on Household Bank John, Now that they bought out Orchard Bank, they are smack dab in the middle of the sub-prime world. Before that, they offered a sub-prime card much like the others out there. I think they will begin rolling all their sub-prime clients into the Orchard program. However, reputation wise, they are heavy hitters in the finance industry... besides the Sub-prime offerings, they also handle the GM Mastercard, Best Buy, Lennox, and others. They are big in home financing under the HFC name. I would reccommend them as long as you are aware of the little catches in the fine print. Peace, BarryN
