I am so happy right now. My FICO just jumped to 696!!!! YES!! Its been a long road but its still not over. I still have one late and my utilization is still high. I have some CC that haven't updated yet. I WANTED TO BE OVER 700...WHEN CAN I JOIN THE 700 CLUB????
And the funny thing is I just sent them a letter because they took longer than 30 days to do the investigation. The other late should drop because of that.
That's pretty cool. My Equifax is my best, too. I started at 598 on 2/12/03 and by 3/28/03 was at 713. (I had several duplicate posts - and they were pretty bad that fell off when I disputed).