I have a friend that wants to get his EQ temp. cleaned. Does anyone have any feedback either positive or negative doing this? I haven't tried it , but he really wants to. Thanks in advance. Charlie
Charlieslex, Are you referring to the practice of disputing everything thats negative on your equifax report, and then applying for a card that you know pulls equifax? I've heard on here that this actually works and many have been approved for target visa simply by doing this - I would like to try this as well but would like to hear others advice before I do. -Sal
Yes, If you dispute items on Equifax they are NOT considered part of your score. In fact, pull an EQ score, dispute your negatives, and pull another score 24 hours later. You will see what the lender will get. I was approved for GM Card, AMEX and Target Visa using this method. Good Luck...
Martig4, How long after you complete the online disputes should we wait before applying for something?
yah i had this done for my bro for a car refi. Disputed 80% of the debt load away his score gained 40 points !! The bank cringed at the disputes, but said the score must be right wink wink
Does anyone here know how to dispute more then 13 items at once (equifax only lets you dispute 13 items) The situation I'm in is that I have more then 13 items to dispute so as to pull off this flood trick. Does anyone know of a way I can get equifax to alow me to dispute more than 13 items online - your help would really be appreciated. Thanks, Sal
sal826, Send 2 fax, 2 snail mail, 2 by phone, 2 fax, 2 fax, 2 by snail mail and 1 by phone. Something like that. Charlie
