I don't have CW, or any of those services, so I just request investigations to see my reports. Of course, that doesn't work w/ EQ, but it does tell you if the investigation is still going on. I checked my hubbys, and it's still in investigation until 8/22. Fine, I check mine and it goes right to the investigation page, doesn't tell me that they have one in progress. I get a little nervous now, because I disputed a lien as not mine on 7/29. So, I scroll down and the lien is listed there for me to dispute. I'm a little stressed now, because I assume it means it was verified. I decide to buy the report and score online for 12.95. The good news is, on the report, the lien is gone. My only derog that shows is my past Sears account, that is due to come off 12/02. Do you think the dispute page just hasn't been updated yet? The report is as of 8/7, so I'm really hoping the lien is gone! Yeah! I finally got my FICO too, and it's 684. My eloan is 683, so they seem to be comparible in my case. Now I just need EXP and TU to delete the lien (tu has already deleted 2, so I'm confident) and my work on my reports will be done. On to hubbies!!! thank you, I'll update when I get the official copy of my report, to make sure it's actually gone!!