I thought, until yesterday, that EQ's new reporting format was dropping hard inquiries. After using myFico for two days in a row, I've seen even more bizarre behaviour. Here's what privacy guard shows: 10/03/03 - Citizens Bank 09/18/03 - Target (guest card approved) 04/28/03 - Credco 02/09/03 - Standfacts Looking at EQ's reports, the two older inquires are not shown. Pretty weird, since PG is showing them, but I figure there's a bug in EQ's reporting software but they pass the data on to third parties. However, myFico showed only the two recent as of yesterday. That's probably a Good Thing, will hurt my score less. Now here's where things get really strange - I pulled a myFico today on EQ (because a balance changed and I wanted to see the actual point difference) and it showed only ONE inquiry, the most recent one from Citizen's Bank. Theories?
