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EQ Inquiry?

Discussion in 'Credit Talk' started by PawMix, Feb 19, 2003.

  1. Feb 19, 2003 #1
    PawMix

    PawMix Well-Known Member

    Hubby has a DTC-Citibank FSB inquiry on his report. Can anybody tell me what does that mean? In the explanation of codes at the bottom of the report I can't find DTC?

    TIA,

    PawMix
     
  3. Feb 19, 2003 #2
    Buckets

    Buckets Well-Known Member

    DTC (which is pronounced phonetically in the industry "deetek" because the acronym used to be 'DTEC') is not a hard inquiry. It is an address verification only. There should be no way a DTC inquiry is considered in any FICO score calculation.

    Buckets
     
  4. Feb 19, 2003 #3
    jlynn

    jlynn Well-Known Member

    As LKH (I believe) posted earlier, a good general rule of thumb for EQ is - if there is an alphabetical code in front of the company name, it is a soft, no codes, its a hard.
     
  5. Feb 19, 2003 #4
    GEORGE

    GEORGE Well-Known Member

    It was said it is "DIRECT TO CUSTOMER"
     
  6. Feb 19, 2003 #5
    jlynn

    jlynn Well-Known Member

    That was me, and was what I was told, but I was corrected in the past day or so.
     

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