I just don't get it... I paid down my outstanding CC debt by 50% and my EQ score dropped from 645 to 629. I have no derogs now.... I also dropped when my last derg fell off last year... EXP is now 697 and TU is 655... I guess I will never win with EQ.
I OWE probably $50,000-$60,000 <LESS> now with 700 than I did when I had 739!!! SOMETHING WRONG WITH THAT PICTURE.