I checked my report today on Eq credit watch gold all my info is gone only two installment loans remain all my old plus current and open accounts gone. I called and they said to mail what I believe should be there and my social security card and drivers license to them. What do I do. Any suggestions.
IT MUST BE RETURNED TO ONE FILE...they can fix it by going to the oldest inquiry and deleting till it is back to enough space...EVEN IF THEY HAVE TO DELETE 100% OF THE INQUIRES INCLUDING ALL THE HARDS!!!
Now I'm concerned. I just checked my Equifax online and it does not show public records, and many other items that I thought were still being reported. My name is sometimes hyphenated, do you think that's the problem. What should I do? I was excited when I saw the bk was gone, but I'm trying to clean up so I can get a mortgage in 18-24 months, so I don't want any surprises.
Bump Eq says two years till file will return two one file they don't have to help me they will not delete any softs? Any advice would be great.
How large was your file in these terms: # Trade Lines # Public Records # Inquiries just before the deletion? Curious about the general size.
have eq look up your name four ways - maiden name, hyphenated name, married name, and by ssn. they will need to fix it into one report, but they need to figure out what happened and why. i have never seen a file split because it got too big, example, mother-in-law - 19 page credit report, i think it is something like 57 tls. never split. but i guess stranger things have happened.
13 Tradelines 4 Paid med collections 1 Pub Record 10 Hard in 24 months 102 Soft Inq mostly Equifax inquires updates etc. this is the big problem.
so there IS a downside to bumpage... if the softs are causing a problem - see if they will remove them, i guess.
I've never seen a file split with only 112 inquiries...they sell a service which allows daily CR pulls, but when the resulting inquiries result in a split file they refuse to do anything about it. HOGWASH. Your going to need to put the problem in writing to get this fixed. It is important to take action ASAP... the last time my TU file split, the tradelines were lost for good.
Any idea what to say. They refused to merge back once already. This really sucks. They sell you a service and penalize you for it.
they have to link the records into one - it is not something they can refuse to do. ask to speak with supervisor, and then talk to their supervisor and then their supervisor. its sounds like maybe they are just too busy to help you - maybe from all the CHOD letters people are sending - but that doesn't mean they can't fix it and is no excuse.
I will try again. Everyone I have talked to including supervisors says no so if they continue to refuse should I file small claims suit for defamation,Financial Injury.
your FICO went up?!?! interesting. another option: contact the creditors you want on there and inform them of the situation and see if they can re-report.
Re: Re: Eq MY Info Gone!!Help CRA---->WOULD YOU LIKE TO DISCUSS YOUR "WILLFULL" NON-COMPLIANCE WITH THE JUDGE IN SMALL CLAIMS COURT??? AND PAY ME $1,000???
