Hi everyone, can someone please advise what I should do next? Last month I disputed 3 30days and 4 30days late on a two different installment loans from a credit union which are now paid and closed for over 1.5 years. Equifax came back with verification and now says that I was LATE 8 time on the first loan and 14 30 days LATES and 2 60days LATES on the second one!!!!!!!!!! These are obviously WRONG and FABRICATED. How can they simply invent such bogus data? What should I do? ask for Process verfication? ITS letter? please help. By the way, TU could not verify and simply deleted the entire TL ! EX report no lates on these two loans. Thanks for the advice. I am actively looking for mortgage and this has lower my score to 598! Regards, Ashgur EQ 598 fico 577 PG EX 629 fico 649 PG TU ??? fico 654 PG PS: I have only 6 weeks to finalize my mortgage, so need a quick fix.
The quickest way to get this resolved is to get a letter from the Credit Union showing exaclty what happened w/ the account. Send the letter to the EQ and ask them to correct the status. |0w
