In one of the pages of the EQ scoring model info, ONE was the ideal number of inqs to have. I'm curious as to what your real life experiences have been with respect to how your score changed when you lost your last hard inq on EQ, through bumpage or whatever. If you could also give an idea of what your score was at the time that would be helpful. Thanks, DemPooches
Mine either - at that time score was 699. shortly after, I xferred a balance, and now both cards are reporting the same balance, plus AmEx was kind enough to report a new 0 limit, 0 balance account for their "sign and travel" (which I am certain I will not use). Result=bad temporary score drop. So, now my score is totally screwed up.
I have gotten down to 0 inq's a few times. Each time was 0 pts except for the most recent one. I got 7 pts on the last one 2 weeks ago. Score at the time was 717.
