I didn't do anything special. I figure it had to do with just paying my bills and aging of accounts. From 625 to 637..only 3 points from 640! Woooohoo!
Nana, It sure is. At one point (last August), I had a 672. I still have a collection showing on my CR and that's probably what's holding my score. But 640 (oops, 637) is definately a move in the right direction. Especially since in late April, my score was 548.