EQ splitting files?

Discussion in 'Credit Talk' started by bigmon, Sep 6, 2002.

  1. bigmon

    bigmon Well-Known Member

    I called EQ today about a problem getting a new report on CW.

    The lady told me that I'm ordering a new report too much and it will cause the file to split.

    I do one a day to hopefully get INQ's removed.
    What is the good and bad if the spilt the file?
     
  2. GEORGE

    GEORGE Well-Known Member

    A SPLIT FILE IS NOT 100% CORRECT!!!
     
  3. breeze

    breeze Well-Known Member

    All bad, no good. Send them a letter, tell them NOT to split your file.


     
  4. bigmon

    bigmon Well-Known Member

    They haven't split it yet. They are just threating to if I keep ordering a new report.

    If it splits does it make it look any different to a creditor? I'm wondering if some of my derog. info will be decreased.
     
  5. GEORGE

    GEORGE Well-Known Member

    A SPLIT FILE IS NOT 100% CORRECT!!!

    EQUIFAX--------->I'LL TAKE A SPLIT FILE FOR A $1,000 FEE!!!
     
  6. GEORGE

    GEORGE Well-Known Member

    START FROM THE BOTTOM UP AND DELETE INQUIRES...IF THEY GET SOME "HARDS"...TOO BAD~~~SO SAD!!!

    DELETE ENOUGH FOR IT TO BE NOT SPLIT...

    Ask them if you have a "LIMITED" amount of file space...then what would happen if you applied for 35 more credit cards and were approved for ALL of them...what would happen...not report all the accounts...NO they would DELETE some of the INQUIRES top make it fit...
     
  7. bigmon

    bigmon Well-Known Member

    Thanks George. I'm gonna call them Monday and ask them those questions.

    The reason I check it everyday is to get some INQ's deleted.
     

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