Ok So EQUABLE ASCENT FINANCIAL, LLC purchased an account and then had a Debt Collector called United Recovery Systems send me a letter. I sent in a validation request letter to the debt collector and a week after it was received it was reported on my credit reports as EQUABLE ASCENT FINANCIAL, LLC. From my reasearch on them in the internet they claim not to be debt collectors but the Original Creditors so they claim they dont have to validate or be subject to FDCPA. I have disputed with the Credit Reporting agencies and am waiting to hear back to see if I should take them to court for Violation of FDCPA. Do you know if their tactics will work? On the debt collection letter it says they purchased the washington mutual account.