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equfax drops bk other 2 wont

Discussion in 'Credit Talk' started by peeper, Feb 28, 2004.

  1. Feb 28, 2004 #1
    peeper

    peeper Well-Known Member

    my 1996 bk is now off my equifax credit report but not off the other 2.Why not? It really makes a difference.I can't get even a credit line increase when the credit card companies check my experian or trans union credit report but yesterday i was able to get a 5,000 loan with no problem because they only pulled equifax.I was very lucky because i did't know which report they would pull.Beside the 1996 bk there is very little difference between my credit reports.Comments?
     
  3. Feb 28, 2004 #2
    caldric

    caldric Active Member

    Did you ask for them to drop it? Or did you dispute the information?
     
  4. Feb 29, 2004 #3
    ozarkace

    ozarkace Member

    A BK usually stays on your report for 10 years...
     
  5. Feb 29, 2004 #4
    peeper

    peeper Well-Known Member

    No i did't ask them to or did i ask for validation they just dropped it.
     
  6. Mar 1, 2004 #5
    lbrown59

    lbrown59 Well-Known Member

    But they can at times be disputed off.
     
  7. Mar 1, 2004 #6
    SCMomof5

    SCMomof5 Well-Known Member

    BK *can* stay for 10.

    In most cases, only BK7 will stay for 10. BK13 DISCHARGED will be removed at 7. One CRA will leave a dismissed BK13 on for the full 10, but the other 2 @ 7.
     

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