Okay, fixed equifax report completely. Lots of inquiries yet to be removed. Equifax per my phone call today says that cannot generate a score on me. I have two new open accounts on my equifax report for 11/2001 and 12/2001. 1 Collection Account that is a few years old that the CA is removing as we speak. EQ says that they cannot generate a score for me until 6 months have passed. Does this mean that if I apply for credit I won't get it because there is no score for me or Is there a score, but I can't access it? Accounts are very positive. Car Loan & Credit Card. Worked very hard to get these reports cleaned. Any suggestions?
I wish I had an answer to that. I'm still in the same boat on the other reports. :< I'll pray for you though.
most lenders have their own scoring software. If they can't use Equifax's they'll move to another report... getting a car loan is pretty easy. they don't really mind newer files they just hate derogs... understand that new credit does NOT equal bad credit... just new...
