Equifax- 8 Inquiries deleted!

Discussion in 'Credit Talk' started by bugman, Jun 21, 2003.

  1. bugman

    bugman Well-Known Member

    Wow!
    I got some good news from Equi-freaky....
    8 Inquiries gone!

    funny since they just sent me a letter asking for more ID stuff...

    this is my first ever deletion, im pretty psyched!

    thanks Cnet

    bugman!
     
  2. merlin

    merlin Well-Known Member

    Wow!

    How did you do it? (I'm new to this and wasn't even aware that you could get inquiries off!)

    Thanks!
     
  3. LosAngeles

    LosAngeles Well-Known Member

    Equifax sucks, It's been almost two months and they still didn't fix my last name. I have somebody elses last name under my #SS, You got lucky somehow.
     
  4. bugman

    bugman Well-Known Member

    merlin, i used the: "the following companys have performed an unauthorized inquiry on me" letter....

    when i get to my office ill gladly post the letter for you..

    i listed all the inquiries i disputed in the letter....

    after searching i now realize how difficult this may be...

    i may have got lucky

    bugman!
     
  5. merlin

    merlin Well-Known Member

    Thanks! I would appreciate any guidance you could provide.
     
  6. bugman

    bugman Well-Known Member

    Merlin,
    Here's the letter I used...

    date

    Equifax information Services LLC
    P.O. Box 740256
    Atlanta, GA 30374

    RE: UNAUTHORIZED INQUIRY

    To Whom It May Concern:

    I reviewed a copy of my credit report and the following companies ran an unauthorized credit inquiry on me:

    Date Company
    Xxxxx xxxxxx
    â?¦


    I never authorized such action and this constitutes a violation of my rights under the Fair Credit Reporting Act 604. Please contact the above listed companies and investigate such an occurrence.

    I am requesting an updated copy of my credit report, which should be sent to the address listed below. According to the provisions of 612 [15 USC 1681j], there should be no charge for this report. In addition, as part of our investigation, please send the names, business address and phone numbers of those who made unauthorized credit inquiries so I may contact them directly.

    If you have any questions or need additional information, please contact me at [phone#].

    Thank you.


    Sincerely,



    name
    address
    dob
    ss#

    Good luck

    bugman!
     

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