FYI, Just phoned Equifax at 9:02 AM and was told that all their credit reporting systems are temporarily down and that no one anywhere can currently access an EFX credit profile. Good time to apply if EFX report is not so rosy? Food for thought... NiceGuy
Not necessarily... Some lenders let the computer automate the process. If one CRA is inaccessible, they just dial in to the next one.
