Called about an AMEX account of the wife's that was deleted earlier this year with a DOLA of 5/1995. It reappeared with a different account number. Same balance, DOLA, everything. Once again I violated my own moratorium about talking to a live human about credit issues. Well I took a Xanax and decided to call Equisux about this mysterious account with more lives than Morris the cat. The newest convoluted explanation is that AMEX now reports "Cloaked or encrypted" account numbers. You dispute an account, and AMEX can resolve this fake account number to a real account. Funny AMEX couldnâ??t validate and even sent me a letter saying that my wife's account information does not exist in their database. But I guess their Klingon cloaked account number are optimized to automatically populate AMEX databases with all the correct and verifiable data. I posted some time back that Equifax is not getting data back from AMEX due to some new rule requiring the consumer to authorize release of account information. Huh? So this new an ingenious account numbering scheme is self-verifying. Don't dispute any account with AMEX. It belongs to you. It's the fifth Gospel, beyond error or omission. Seriously, Equifax is so tangled in their own lies, they can't even make these excuses seem even remotely plausible. Well the DOLA is May on this account so it's due to drop. Just thought some of you could use the chuckle.
Well, I also disputed an Amex acct with Equifax. The Acct was due to drop at the end of next year. But the acct not only came verified, but they actually changed the acct #, and the DOLA!!! So now the DOLA for the new acct is the same as the Date Opened. How adroit! They deleted the one that's supposed to drop next year. With the new acct, it'll actually drop in just 3 months!! In my case their ingenious work is helping me I was getting ready to settle this acct, to have it deleted before the end of next year. I'm crossing my finger hoping the other acct won't reappear before then.
Amex Credit Bureau Unit confirmed to me that they are indeed re-assigning "encrypted" account numbers for reporting purposes. Saar
No wonder! Because on my reports, TU and equifax, I have strange account numbers. But the information is correct, just different account numbers.
I CAN TELL YOU ABOUT DISPUTING AMEX...all I wanted was the "REAL" credit limit...NOT N/A!!! It's now gone from EXPERIAN...been gone for 6 months +/-
