I have a judgment that the original creditor has ask to be removed. We settled the case prior to the hearing date and they never dismissed the case which resulted in a default judgment. I have provide all this info to Equifax and they tell me they can not remove it because it is public record. ARRRGGGHHH. I am thinking of filing a motion to set aside. Can anybody give me some help! Thanks Bob
THEY'RE FULL OF IT. I HAD A JUDGEMENT ON MY REPORT FROM 1999. JUST LAST YEAR I HAD IT REMOVED FROM ALL THREE. IN '99, I WAS LIVING IN AN APARTMENT WHILE I WAS IN TRANSITION FROM COLLEGE TO THE REAL WORLD. TRYING TO DECIDE WHAT I WANTED TO DO. LITTLE DID I KNOW, THERE WAS A GUY WITH THE SAME NAME AS ME STAYING IN MY BLDG. BECAUSE I'VE NEVER SEEN MY REPORTS UNTIL LAST YEAR, I NEVER KNEW WHAT WAS ON IT. WHEN I SAW THIS JUDGEMENT, I DID'NT KNOW WHAT TO DO, SO I DID NOTHING. EVENTUALLY, I WENT TO THE COURT AND GOT COPIES OF EVERY PIECE OF PAPER REGARDING THIS FILING. WELL COME TO FIND I'M NOT THE MR. SLOYAROLE THAT GOT SUED. IT WAS THE GUY IN MY BLDG. THE SSN DID'NT MATCH, BUT THEY HAD "MY" ADDRESS INSTEAD OF HIS. TO MAKE A LONG STORY SHORT...I CONTACTED THE LAWYER FOR THE PLAINTIFF AND SET UP A MEETING. WE SQUARED EVERYTHING UP. AND THEY ACTUALLY CONTACTED THE CRA FOR ME AND HAD IT REMOVED. HERE'S THE CATCH...HE ACTED AS MY ATTORNEY. HE HANDLED THE DISPUTE FOR ME. I PAID A SMALL FEE, BUT I DIDN'T KNOW ANY BETTER AT THE TIME. MORAL OF THE STORY...JUDGEMENTS CAN COME OFF IF THEY AREN'T YOURS. BECAUSE YOU WERE NEVER ACTUALLY SUED...IT'S NOT YOURS. YOU MAY WANT TO TURN UP THE HEAT ON EQUIFAX. IT'S GOT TO COME OFF.
