My Equifax score is at about 650 with only two derogs. While the other two are still in the 500's. Does anyone know any auto finance companies that pull Equifax? And will accept 650 as a qualifying score? Thanks!
Not sure if this helps, but when I went to eloan to apply for a refi, they only pulled equifax. I didn't take the refi so I don't know if anything else would have been pulled. Good luck!
IF you are eligible to join Navy Federal Credit Union you can be assured they will pull Equifax. You will only get one pull. If you can't get membership try Penfed or one of the other large credit unions. Their rates are very competitive. I would go there first. You go to a dealer and try their financing I can almost guarantee you'll see half a dozen pulls.