In the list of credit reports, it it says "4 Remaining" and has a list of the credit reports I've pulled beneath it. I ordered Credit watch for the 60 or 70 bucks and I thought I could pull everyday.
Hi CCollector: Actually EQ CreditWatch recently discontinued the "carte blanche" 1-yr subscription plan where you could pull unlimited reports. (They were having technical issues with handling all the requests for unlimited credit reports.) In its place, they added the 4-per-year subscription plan you are currently using. The people who ordered CW before the unlimited plan was discontinued still have it until the subscription expires, but unfortunately, any new people who sign up for CW can only receive the 4-per-year plan. --caramon
Try www.creditexpert.com and www.qspace.com (I am not completely sure though if these are "true" FICO-based so you may want to double-check.)
I signed up for the trial of qspace last week and I can only get one report it seems. Each day I try to get a report, it is dated January 17th. Is there something special you have to do or did they discontinue the unlimited?
Zaxxon....... Same question, I don't see how you can pull daily. I couldn't order CW so I got consumerinfo.com and can pull daily, but after 6 pulls still don't know if I;ll get bumpage. Amy
Here's how I get daily pulls on www.Privacyguard.com: Once I log in, the screen has a link "View your reports." I take that link to the VIEW YOUR REPORTS screen. At the top left is a group of choices titled REQUEST REPORTS. I choose 3B Credit Report w/ 1B score. This option has no additional fee, and after answering the "I agree" to TOS the 3 reports are quickly pulled. The archive keeps prior reports on file for 30 days. **[Note -- if you choose View my reports on this screen, you only see the last report you ran]. SOFT inquiries are shown on the CRAs. EQ shows CD-Consumerinfo.com EX shows Consumerinfo.com TU shows PERMISSABLE PURPOSE = CONSUMER INITIATED TRANSACTION IPLACE.COM VIA CONSUMER. An account is listed across the page, with each CRA shown in adjacent columns. The only inquires shown are HARDS. There is also a summary page recapping totals (no. of accts. by type, and balances).
Do you have any bumpage with privacy guard? I am trying consumerinfo.com (no bumpage after 22 or so pulls.) Are they one and the same service?
Amy, If you do get bumpage it is going to be more like 60 or 70 pulls w/ TU and over 100 w/ EQ. Be prepared to have your file split...it is happening more and more!!!!
Okay maybe I'm confused. First of all, what's a file split? Secondly, I thought it was over a 100 total inquiries to get bumpage. Someone posted that theoretically a new inquiry was gone 45 days after it was created if you did pull softs every day. I have well over 100 total (soft and hard inquiries) so I figured after pulling 20+ I'd at least see some bumpage of the oldest inquiries, if it only took 45 days to bump the newest ones. Does that make sense? But since EQ wouldn't let me order CW I was trying to use any other service that would let me pull every day but still don't know if it will bump anything. I have wayyyyyy too many inq's and need more pulled. 13 in the last 6 mos and 30 total.
