Equifax Deletions -- Weird

Discussion in 'Credit Talk' started by slowyne, Jun 3, 2003.

  1. slowyne

    slowyne Member

    Good morning everyone,

    I had a few accounts that I disputed with Equifax a few weeks ago. They deleted a few tradelines and noted - "This is account has been deleted due to NO RESPONSE". If the information is later verified, it may be added back to the file. If this does occur, you will be notified.

    Ok..that's fine but the weird part about it is they "deleted" a judgement from my report last year sometime. No signs of it on any credit report.
    Now all of the sudden - they've deleted it again - and if the information is later verified, they will add it back to the file.

    Has this happened to anyone? That's really weird.
    Could these be hidden files?

    Please advise
     
  2. jlynn

    jlynn Well-Known Member

    hmmmm I'm wondering if they are trying to beef up their reinsertion compliance?
     
  3. LisaMc

    LisaMc Well-Known Member

    What date on the report where all of this happened? The reason why I ask is that I just had 2 deletions from CSC (EQF affiliate) and there was no such notation on them. Either CSC is not doing the same thing or else my deletions were before they started doing this.

    I agree with Jlynn. Looks like they are making an effort to combat their reinsertion problems.
     
  4. slowyne

    slowyne Member

    The CR is dated May 27, 2003
     
  5. LisaMc

    LisaMc Well-Known Member

    Mine is dated 5/27 too. I don't have a notation like that on these deletions. Maybe CSC is not adopting the EQF policy on this yet.
     
  6. prideluv

    prideluv Member

    They did this to me a few years ago on a student loan. But not on all the others they deleted.
     
  7. Butch

    Butch Well-Known Member

     
  8. slowyne

    slowyne Member

    Thank you for the input.
    Yes the deleted accounts were paid student loans.
    This was notated on the response notice I received.

    And yes..they deleted my judgement twice.

    ARGHHHHH.


    quote:
    --------------------------------------------------------------------------------
    Originally posted by slowyne
    Good morning everyone,

    "This is account has been deleted due to NO RESPONSE".

    Is that on your CR or on the response notice?


    If the information is later verified, it may be added back to the file. If this does occur, you will be notified.

    That would be a bloody good idea! lol


    Ok..that's fine but the weird part about it is they "deleted" a judgement from my report last year sometime. No signs of it on any credit report.
    Now all of the sudden - they've deleted it again - and if the information is later verified, they will add it back to the file.

    So they deleted it twice??? :)

    Has this happened to anyone? That's really weird.
    Could these be hidden files?

    Even deleted files are stored. A "deleted" TL is supposed to be "suppressed".
     

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