I disputed a bunch of stuff with Equifax and have noticed that my score went up about 25 points. What I'm wondering is if anyone knows if that 25 points assumes that all of my investigations go my way, or would the score jump even more if that occurs. Anyone have any personal experience with this?
Equifax, (fico) does not consider disputed items when figuring your score. So, if every disputed item were to be deleted, that is what your score will be. Any less than all of them deleted, and your score will be adjusted downward.
I payed off my credit cards down to 65% available credit and my score jumped around 60 points. But I had 3 items deleted wich ranged $60, $230 and 554 from years ago and my score only jumped 3 points....go figure. I am hoping to remove my 30 day lates and hope they will increase big time!
