whew I spoke to the investigator in equifax compliance dept today who is handling my disputes. It appears if the updates read as s he states they will, after a year this is finally resolved. Yea! now for interesting part I spoke with the edfund ombudsman office they are really unaware of t he law and their incorrect policy for reporting to t he CRA's. He tried to tell me it is perfectly fine to report the default date 280 days after date of deliquency as a new open date for a defaulted loan and to change date of last activity to date paid off. He stated "i think there is a misunderstanding the date of activity has nothing to do with how long i t stays on t he report" Your right there is a MISUNDERSTANDING! I'll gi ve phone/addie and fax in another post in case anyone else has a problem with them
