Equifax/FICO WTH!

Discussion in 'Credit Talk' started by KHM, Jan 14, 2002.

  1. KHM

    KHM Well-Known Member

    I'm not complaining, but my score went UP 4 points since 12/9/01 for NO reason. If anything it should have gone down, I had 2 CC inquiries in December and CBC collections pulled my report 1/4/02.
    The funny thing is, this CBC affiliate will ONLY pull EQU but they ONLY report to TU. Go figure.
     
  2. GEORGE

    GEORGE Well-Known Member

    An account got older???
    You owed LESS money???
     
  3. KHM

    KHM Well-Known Member

    Nothing!! I checked everything to the December report and NOTHING has changed. Maybe LBrown's conspiracy theory is right...lol.
     
  4. LKH

    LKH Well-Known Member

    Even if nothing changes, your score will go up a few pts. now and then just on the basis of no new derogs and the aging of positive accts.

    By the way, I'll take the pts. if you don't want them. LOL and don't get started on lbrowns theories please.
     
  5. GEORGE

    GEORGE Well-Known Member

    RANDOM NUMBER GENERATOR...
     
  6. lbrown59

    lbrown59 Well-Known Member

    The post on here show fico for what it is.
    However when I point this out fico facts suddenly become theories.
     
  7. Ozzyburger

    Ozzyburger Well-Known Member

    My hubby and I each had a negative tradeline deleted... same info in the deletion - I got 1 point for it... hubby got 2.

    Another tradeline was updated to report correctly - (we had same negative info).. he got 2 points again, I got 1 point. At this rate, I'm never gonna catch up with his score - we're 8 points apart!

    This week I'm subscribing to the theory that Experian is sexist!! <g> I figure that's as good a reason as any to explain the blatant differences.

    Ozzy.
     

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