They have two separate credit profiles for me. One with my middle name and one without. Sometimes when I request my credit report/score, I get one, sometimes I get the other. For example, I use Privista. Last week I got one report with a score of 91, and this week I got the other one (with accounts that have not been updated in forever) with a score of 44. No wonder I get such inconsistent results with creditors!
