I am cleaning up my papework and as far as my credit reports go I am only keeping my original report from 7-2000 and the most current one. 7-2000 was when I started my repairs. Check this out, I just noticed: State Student Aid Individual account Date opened 6/95 Months reviewed 45 Date of last activity 6/95 balance 0 status I5 date reported 7/99 Previous payment history 1 times 30 days late: 1 time 60days late; 1 time 90+days late Previous status: 12/96 - I5, 12/96 - I3 STUDENT LOAN PAID COLLECTION Now as of March 24th this is how its listed: State student Aid Individual account date opened 6/95 months reviewed 45 date of last activity 6/95 high credit $2523 Balance 0 status I9 Date reported 3/01 STUDENT LOAN Isn't this worse? I5=Pays or paid 120+ days past the due date; or collection account I9= charged off to bad debt I3=60+days past due
I9 is charged off (paid or not). It looks like they wrote the loan off, and you did or did not pay it after the chargeoff. I9 is BAD! MikeB
I agree. I9 is the worst credit rating. I've seen alot of those in my days. But they say if it shows paid, it helps. Hasn't for me though.
