TU: Click here for TU online dispute Equifax: Click here for Equifax online dispute It's right on their websites I just open their webpage copy the URL and paste. -Dave
Huh? I have never seen anything allowing inquiries to be disputed by Trans Union or Equifax. I just used the links provided above and got nothing that allowed inquiries to be disputed. The steps: Clicked on Eq link above got a small box asking for last for digits of ss, street number, confirmation number and one other thing. Clicked on submit. Page pops up listing my addresses and accounts with check boxes to dispute. Clicked on submit and investigation submitted. No inquiries here. Am I missing something??
Re: Trans Union Inquiries The steps for TU: Input some personal data and file number on last report. Submit. Get box asking for company name, account number, etc. from the report with a bunch of check boxes such as "Not Mine", "Never Late", etc. The last one says "Other" with a box to explain. I have tried putting the name of the company from an inquiry and using the other box to say they did not have my permission to pull my report. I got a letter back last week saying "They could not find the accounts" disputed form letter. Can someone explain how these online inquiry disputes are done? It would be a huge help
Re: Trans Union Inquiries Yes. They're simply not done by TU at all, unless: 1. A suit is involved. 2. You sweet-talk their fraud unit (offset by a 90-day fraud alert on your file). 3. You get an exceptionally understanding rep (very rare). Saar