I want to dispute a few accounts listed on my CR because they are past the SOL. Online reasons for disputing are: not mine paid in full current/previous payment status incorrect account reaffirmed Which box should I check?
Are they past the 7-year reporting period, or just past the SOL for collection. That is often confused. They can be listed on your report for 7 years. If they're past the 7 years, I would either call or write, just say it's obsolete and needs to be removed. If you call and they can see that it's past the 7-year mark, it should be an easy removal.
Thanks, Hedwig They are obsolete debts. The DOLA has been reaged through collections efforts, but the original debts are waaaaaaaay past 7 years. Equifax makes you make a selection for reason for investigation online. I was leaning towards selecting the "account reaffirmed" box, but I wasn't sure.
