I keep doing the same negatives. After 5 tries, i now have a $0 balance charge off from nationsbank and a $45 lj ross check collection left over!! Went from over 15 derogs to 2 just by using the online validation/dispute system every single month after month! keep trying folks, their system rocks!!
That's good info, Sam..and congrats..same happened to me this month with Discover...I guess persistance pays, eh?
Sam, did you ever have to dispute the same items? If so, did you use the same reason or a different one?
i use the same reason codes. not mind. Sometimes i change them around. it doesn't matter. Equifax will continue to verify the info. Its totally a craps dice roll. Every time i've done it online, i've gotten results. I swear i had the worst dismal credit, now i have a unpaid $45 charge off. and a $0 chargeoff.
