This is my 4th time i've bought a report and ask for an investigation. 1st time - 7 deletions 2nd time -nada 3rd time -1 deletion 4th time - 3 deletions! I have a $45 collection (check), a $78 rich's chargeoff, and an $850 nationsbank charge off leftover to drop on 04-2003. Sheesh. Might be time to start negotiating payoff for removal of debt!
One per month really! Here's the deal when you dispute online, after about 1-2 weeks all your negatives (not mine! I Swear!! hehe) will go to "Being investigated". During this time period, your fico will raise incredibly because they don't count those bad marks against you. I've seen my score raise 100 points, then you apply for credit with a place you know will only use Equifax. just keep pounding on them, it took 4 tries to get 3 of the bad marks in the last round off. 3 times they came back verified.
