Equifax online success!

Discussion in 'Credit Talk' started by sam, May 9, 2001.

  1. sam

    sam Well-Known Member

    This is my 4th time i've bought a report and ask for an investigation.

    1st time - 7 deletions
    2nd time -nada
    3rd time -1 deletion
    4th time - 3 deletions!

    I have a $45 collection (check), a $78 rich's chargeoff, and an $850 nationsbank charge off leftover to drop on 04-2003.

    Sheesh. Might be time to start negotiating payoff for removal of debt!
  2. heather

    heather Well-Known Member

    Did you dispute them as not yours?
  3. Marie

    Marie Well-Known Member

    How far apart did you space your disputes?
  4. sam

    sam Well-Known Member

    One per month :)


    Here's the deal when you dispute online, after about 1-2 weeks all your negatives (not mine! I Swear!! hehe) will go to "Being investigated".

    During this time period, your fico will raise incredibly because they don't count those bad marks against you. I've seen my score raise 100 points, then you apply for credit with a place you know will only use Equifax.

    just keep pounding on them, it took 4 tries to get 3 of the bad marks in the last round off. 3 times they came back verified.

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