Early this month I received a letter directly from the general counsel of a CA. The letter in a nutshell says they are removing all traces of the account from each CRA, and they included copies of what they sent to each bureau for my own records. So, I figure to speed up the process I'll dispute the account with the CRA's figuring they can't possibily verify this account. Oh how wrong I was. In the mail, today, I receive my results from EQ. They verifed this account! Can you believe this BS? I am absolutely 100% positive they did not even attempt to contact the CA about this, just waited a week or so and claimed they "verified" this account. Oh this is so in violation of the FCRA. I'm writing up a letter to them now, and wondering if I should request procedure of verification as well. In my letter I'm basically shoving the proof they could not have possibily verifed this account in their face and warning them I'm this close to taking them to court whether they delete or not. Any suggestions? Oh yeah, BTW, anyone have a procedure letter I can look at, or a link?
Why don't you try faxing it to equifax at this # 866-233-3777. I sent my Gulf State letter to them this way and they removed it in 5 days.
I will. I know you gave me that fax number last week, I've just been busy and never got around to faxing it (don't have one at my house). Thanks for the suggestion (again). This time I'll be sure to do it A-SAP.
