I just pulled hubbys report and found under inquiries: 12/23/2007 Household Bank...... The under Fico it's not there....hmmmmmmm
HAHAHA that's funny but I'll bet they'll be able to explain it to you. EXP has a similar thing on me, reporting an account before it was opened.
"I know for a FACT, I am NOT going to apply on 12/23/2007 for HOUSHOLD BANK...SO PLEASE REMOVE IT"...
Oh this is excellent !!! What did you do on 12/23/00??? And was it with Houshold??? Somehow their internal software got mixed up and applied the 7 years obsolescence period to an inquiry. LOL Keep this report. It shows how "F"ed up their software is. Darn, I'd love to see that.