If you check https://www.econsumer.equifax.com you'll notice that: 1. Equifax Credit Watch service costs $39.95 2. An Equifax online credit report costs $8.50 Here's how to get better deal w/ them: 1. To get their Credit Watch service at a $15 discount, check https://www.econsumer.equifax.com/w...erProducts?start=&orderSource=ECW&productId=3 2. To get a free online credit report, sign up through https://www.econsumer.equifax.com/w...erProducts?start=&orderSource=ECW&productId=2 and cancel within 30 days. Saar