I just got back my updated credit file from equifax and they verified disputes i had with them. On one of them i disputed was a collection for 115.00 that i will not pay.It was from a hospital visit my son had and we had insurance,but what im confused about is the collection reported date is 11/00 and it says 01/99 assigned, date of last activity 01/98. Did I just restart the clock or is this an error on their part??
I would say the last day of activity is 1/98, but it wasn't assigned to the collection agency until 1/99 and they last rpeorted it in 11/00, but no the clock should start at 1/98.