This is on my mom's report we received today from Equifax. The account is rate I1 (means Individual paid as agreed), however they are showing prev payment history as this: 30 day late 2 times 60 day late 1 times 90+ day late 6 times previous status 5-97 I5 3-97 I5 2-01 I1 so will the late pays still count against her?? I dont' understand.
So she (or I) needs to dispute the late pays? Would we say, well the balance is -0- and the rating is I1 so obviously if it was paid as agreed there weren't any late pays? It's equifax and we have hell with them as well. One more thing....I noticed your lawsuit for inquiries, well while overlooking her report, she was car shopping last summer. She has 42 inquiries in a matter of 1 week. What do we do about that? She won't get ANY credit with all those inquiries.
