I am having quite the interesting arguements with a gentleman who claims to work for Equifax. He is claiming that a paid charge off DOES increase ones FICO score and that a Paid charge off is better then a charge off. When I replied that a paid charge off is not better then a charge of in way of your FICO score, he proceeded to say my information was false and that I was mis-informing consumers to make a profit so they would be basically forced to turn to me for help. This guy is a real peice of work and also stated that restrictive endoresments even when done right don't work. It is like he is on a mission to convince people of what the CRA want them to know and trying to discredit me in his efforts. I thought you guys might find the arguement interesting. http://www.qualitycreditrepair.com/bbs/
