Separate names with a comma.
Discussion in 'Credit Talk' started by Credithelp, Feb 28, 2001.
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Equifax is just asking to be sued.
I recently had this issue with them re two accounts, but my issues
have been resolved to my satisfaction - after many yells and threats.
If you have a letter from the creditor, and Equifax is still verifying,
then either Equifax is not truly verifying OR Equifax is verifying via
ACID tape and the creditor has not updated it's tape record.
So, 1st read Equifax your creditor's letter, and ask them exactly how
they are verifying, since the number they gave you is inoperable. If
they respond with "tape", then ask Equifax to do a phone verification
with the person/department who wrote your letter. Make sure that
you have a contact at the creditor and make sure that the deletion
is noted on your account. Make sure you give Equifax the direct line
to the right department, including name, title and, extension number.
Then call your creditor, tell them that they keep verifying to Equifax
via tape, and that they must update the tape AND FAX in a rush
form to the CRAs to delete the account.
Do all of this in WRITING to both Equifax and your creditor in addition
to the phone calls. If that doens't work, then name both Equifax
and the creditor in a lawsuit for defamation and inaccurate reporting.
I did all of my disputing on the phone and by writing. I like to dispute over the
phone, because the CRAs really know that I'm an irate customer with
legitimate grievances rather than a credit repiar company or someone
pulling a scam.
But I'd do it in writing, too, if in the future a lawsuit is necessary.
Hope this helps!
Ther VERY same thing happened when I disputed a Household Finance account & just last evening sent a letter thru Planet feedback to their CEO about my concerns that they have not corrected my account,sent certified/returned receipt w/signature...but yet NO REPLY(& claimed to Equifax....VERIFIED....but inoperable phone #).
But I'm on these people like stink on stuff,because I have had issues w/them in past when GE Capital sold Levitz accounts to Household.