When Privista updated today, my score went from 27 to 23. That's with four negative items deleted including the auto loan. My score was 35 in May (FICO 650) and has dropped to 27 (FICO 611) since Lexington has been disputing and gotten several deletions. I really hope that auto loan shows back up... I guess with or without the 30 day late. The auto loan was deleted from TU as well. I should get my TU score in the mail today or tomorrow.